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Securities and Advisory Services offered through Osaic Wealth, Inc. Service, Inc., member FINRA/SIPC. Insurance Services offered through Compass Financial Services Group and Segreve & Hall Insurance Associates, not affiliated with Osaic Wealth, Inc..

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To the extent that this material concerns tax matters, it is not intended or written to be used, and cannot be used, by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Each taxpayer should seek independent advice from a tax professional based on his or her individual circumstances. These materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable—we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.

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