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Joseph Bethmann is licensed in FL, MA, ME, MT, NC, NY, PA, SC, and VA to offer insurance products, life insurance (including variable life), annuities (including variable annuities), and is registered to offer securities and advisory services through Principal Securities, Inc. In AZ, CA, CT, DE, FL, MA, MD, ME, MT, NC, NJ, NY, OH, OR, PA, SC, TX, VA, WT, and WY.

Mario Rector is licensed in MA and NY to offer insurance products, life insurance (including variable life), annuities (including variable annuities), and is registered to offer securities and advisory services through Principal Securities, Inc. In FL, MA, MD, NH, NM, NY, OH, RI, and VT.

Jeffrey Francisco is licensed in FL, MA, and NY to offer insurance products, life insurance (including variable life), annuities (including variable annuities), and is registered to offer securities and advisory services through Principal Securities, Inc. In CA, FL, MA, MD, NY, PA, TX, and VA.

This site is not a solicitation of interest in any of these products in any other state.

IMPORTANT CONSUMER INFORMATION: Joseph Bethmann, Mario Rector, and Jeffrey Francisco may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or only if they are excluded or exempted from the state's registration requirements.  Follow-up, individualized responses to consumers in a particular state by Joseph Bethmann, Mario Rector, and Jeffrey Francisco that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized invest advice for compensation, as the case may be, shall not be made without first complying with the state's requirements, or pursuant to an applicable state exemption or exclusion.  For information concerning the licensure status or disciplinary history of a broker-dealer, investment adviser, BD agent, or IA representative or any financial institution they represents, contact your state securities law administrator.

Insurance products issued by Principal National Life Insurance Company (except in NY), Principal Life Insurance Company® and the companies available through the Preferred Product Network, Inc.  Securities and advisory products offered through Principal Securities, Inc., Member SIPC.  Referenced companies are members of the Principal Financial Group®, Des Moines, IA 50392.  Joseph Bethmann, Mario Rector, and Jeffrey Francisco, Principal National and Principal Life Financial Representatives, Principal Securities Registered Representatives, Financial Advisors. Legacy Financial Group and Associates is not an affiliate of any company of the Principal Financial Group®

Principal Life maintains certificates of authority to transact insurance in all 50 states.  Principal Life NAIC identification number is 61271.  Principal National NAIC identification number is 71161.