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*Registered Representative of, and Securities and Investment Advisory Services offered through, Hornor, Townsend & Kent, LLC.  (HTK) Registered Investment Advisor Member FINRA/SIPC - 600 Dresher Rd., Horsham, PA 19044, USA. 800) 873-7637, Spencer & Spencer and other listed entities are independent of HTK unless otherwise noted.  HTK is a wholly-owned subsidiary of The Penn Mutual Life Insurance Company and does not offer tax or legal advice.

Our Representatives are licensed in NJ and additional states.  Not an offer or solicitation in any state where not properly registered.

WE DO NOT OFFER EVERY PLAN AVAILABLE IN YOUR AREA. CURRENTLY, WE RESPRESENT 3 ORGANIZATIONS WHICH OFFER 61 PRODUCTS IN OUR AREA.  PLEASE CONTACT MEDICARE.GOV , 1-800-MEDICARE  OR YOUR LOCAL STATE HEALTH INSURANCE PROGRAM (SHIP) TO GET  INFORMATION ON ALL YOUR OPTIONS

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