Securities and Advisory Services offered through LPL FInancial, a Registered Investment Advisor, member FINRA and SIPC. This communication is strictly intended for individuals residing in the states of Alabama, California, Connecticut, District of Columbia, Florida, Massachusetts, Maryland, Missouri, New Jersey, North Carolina, South Carolina, Virginia and West Virginia.
Certain insurance products are offered by John M. Finigan, Jr. as a licensed agent, independent of LPL Financial. Certain insurance products offered by John M. Finigan, Jr., Lanie E. Nikes and Gregory W. Norris as licensed agents independent of Royal Alliance Associates, Inc. .
IMPORTANT CONSUMER INFORMATION
A Broker/dealer, investment adviser, BD agent, or IA rep may only transact business in a state if first registered, or is excluded or exempt from state broker/dealer, investment adviser, BD agent, or IA registration requirements as appropriate. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion. For information concerning the licensing status or disciplinary history of a broker/dealer, investment, adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.