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John Goodwin is licensed in CA (CA Insurance License #4387054), CT, DE, FL, LA, MD, NC, NJ and PA to offer insurance products, life insurance (including variable life), annuities (including variable annuities), and is registered to offer securities and advisory services through Principal Securities, Inc. In AZ, CA, DE, FL, MD, NJ, PA and TN.

Louis Himelreich is licensed in CA (CA Insurance License #4387071), DE, MD, NJ and PA to offer insurance products, life insurance (including variable life), annuities (including variable annuities), and is registered to offer securities and advisory services through Principal Securities, Inc. In CA, CT, DE, FL, GA, MA, MD, ME, MI, NJ, PA and WI.

Meghan Houck is licensed in AZ, CA (CA Insurance License #4025957), CT, DE, FL, IL, MD, NH, NJ, OH, PA, SC and VA to offer insurance products, life insurance (including variable life), annuities (including variable annuities), and is registered to offer securities and advisory services through Principal Securities, Inc. In AZ, CA, CO, CT, DC, DE, FL, GA, HI, IL, IN, KS, LA, MA, MD, ME, MI, MO, MS, NC, NH, NJ, NV, NY, OH, OR, PA, RI, SC, TX, UT, VA, WA and WI.

Christopher Ianni is licensed in CA (CA Insurance License #4261479), DE, FL, MD, NJ and PA to offer insurance products, life insurance (including variable life), annuities (including variable annuities), and is registered to offer securities and advisory services through Principal Securities, Inc. In AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, IL, IN, MA, MD, ME, MI, MO, NC, NH, NJ, NY, OH, OR, PA, SC, TX, VA, VT, WA and WV.

Raymond Ianni is licensed in CA (CA Insurance License #4274538), CO, CT, DE, MA, MD, ME, NC, NH, NJ, NY, PA, TX and VA to offer insurance products, life insurance (including variable life), annuities (including variable annuities), and is registered to offer securities and advisory services through Principal Securities, Inc. In AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, IL, IN, MA, MD, ME, MI, MO, NC, NH, NJ, NY, OH, OR, PA, SC, TX, VA, VT, WA and WV.

Kelly Kramarck is licensed in DE, FL, MD, NJ, PA, VA and VT to offer insurance products, life insurance (including variable life), annuities (including variable annuities), and is registered to offer securities and advisory services through Principal Securities, Inc. In CO, DE, FL, GA, HI, MD, NJ, NY, OH, PA, RI, VA and VT.

Gregg Millman is licensed in CA (CA Insurance License #0M16068), DE, FL, IL, MD, MI, NC, NJ, NY, OR, PA and TX to offer insurance products, life insurance (including variable life), annuities (including variable annuities), and is registered to offer securities and advisory services through Principal Securities, Inc. In CA, CO, CT, DE, FL, GA, IL, MD, MI, NJ, NM, NY, OH, OR, PA, SC, TX and VA.

James Murray is licensed in AZ, DE, FL, IL, MD, NH, NJ, OH, PA, SC and VA to offer insurance products, life insurance (including variable life), annuities (including variable annuities), and is registered to offer securities and advisory services through Principal Securities, Inc. In AZ, CA, CO, CT, DC, DE, FL, GA, HI, IL, IN, KS, MA, MD, ME, MI, MO, MS, NC, NH, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TX, UT, VA, WA and WI.

John P. Murray is licensed in AZ, FL, NH, NJ, PA, SC and VA to offer insurance products, life insurance (including variable life), annuities (including variable annuities), and is registered to offer securities and advisory services through Principal Securities, Inc. In AZ, CA, CO, CT, DC, DE, FL, GA, IL, IN, KS, MA, MD, ME, MI, MO, MS, NC, NH, NJ, NV, NY, OH, OK, OR, PA, RI, SC, TX, UT, VA, VT, WA and WI.

Richard J. Suermann is licensed in CA (CA Insurance License #0J08647), DC, DE, FL, MD, MI, NC, NJ, PA, TX and VA to offer insurance products, life insurance (including variable life), annuities (including variable annuities), and is registered to offer securities and advisory services through Principal Securities, Inc. In CA, CO, DE, FL, GA, MD, MI, NC, NH, NJ, NY, OH, PA, TX, UT and VA.

AIF^® (Accredited Investment Fiduciary^®) is an educational designation only, obtained by the holder by completing the requisite coursework. The AIF Designation does not mean the holder is acting in a fiduciary capacity.

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP^®, CERTIFIED FINANCIAL PLANNER®, and CFP^® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

This site is not a solicitation of interest in any of these products in any other state.

IMPORTANT CONSUMER INFORMATION: Representatives of Financial Advisors of Delaware Valley may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or only if they are excluded or exempted from the state's registration requirements.  Follow-up, individualized responses to consumers in a particular state Financial Advisors of Delaware Valley Representatives that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized invest advice for compensation, as the case may be, shall not be made without first complying with the state's requirements, or pursuant to an applicable state exemption or exclusion.  For information concerning the licensure status or disciplinary history of a broker-dealer, investment adviser, BD agent, or IA representative or any financial institution they represents, contact your state securities law administrator.

Insurance products issued by Principal National Life Insurance Company (except in NY), Principal Life Insurance Company® and the companies available through the Preferred Product Network, Inc.  Securities and advisory products offered through Principal Securities, Inc., Member SIPC.  Referenced companies are members of the Principal Financial Group®, Des Moines, IA 50392.  John Goodwin, Louis Himelreich, Meghan Houck, Christopher Ianni, Raymond Ianni, Kelly Kramarck, Gregg Millman, James Murray, John P. Murray and Richard Suermann Principal National and Principal Life Financial Representatives, Principal Securities Registered Representatives, Financial Advisors.  Financial Advisors of Delaware Valley is not an affiliate of any company of the Principal Financial Group®. 

Principal Life maintains certificates of authority to transact insurance in all 50 states.  Principal Life NAIC identification number is 61271.  Principal National NAIC identification number is 71161.