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Securities and Advisory services offered through Osaic Wealth, Inc. Member FINRA / SIPC, a registered broker-dealer and a Registered Investment Advisor. Encompass Financial Partners is not affiliated with Osaic Wealth, Inc. or registered as a broker dealer or investment advisor. In this regard, this communication is strictly intended for individuals residing in the state of Michigan. No offers may be made or accepted from any resident outside the specific state(s) referenced.

IMPORTANT CONSUMER INFORMATION:

A broker-dealer, investment adviser, BD agent, or IA rep may only transact business in a state if first registered, or is excluded or exempt from state broker-dealer, investment adviser, BD agent or IA rep registration requirements, as appropriate. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirement, or an applicable exemption or exclusion.

For information concerning the registration status or disciplinary history of broker-dealer, investment adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.