| New England Financial Group | 
| 65 LaSalle Rd. Suite 200 
          West Hartford,
          CT
          
            06107-2312
          
         | 
| Phone: 860-313-4814 |  | Fax: 860-521-2214 | 
| www.lighthousefinancialconcepts.com |  | DouglasGordon@BaystateFinancial.com |