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Securities offered through Osaic Wealth, Inc. Osaic Wealth Member FINRA/SIPC, John Romano CFP® Registered Representative. Advisory Services offered through Osaic Wealth, Inc.
John Romano Investment Advisor Representative. Romano Income Strategies and Osaic Wealth, Inc. are not affiliated.

This is not an offer or solicitation for brokerage services, investment advisory services, or other products or services in any jurisdiction where we are not authorized to do business or where such offer or solicitation would be contrary to the securities laws or other local laws and regulations of that jurisdiction. 

With your investments, you should make your own determination with the help of a financial professional whether a particular investment is consistent with your objectives, risk tolerance and financial situation. Information provided is general in nature. It is not intended to be, and should not be construed as legal, financial, tax advice, or an investment recommendation.

Investing in higher-yielding bonds is subject to risks including interest rate, default and credit risk. Callable bonds and CDs are also subject to call risk. Callable CDs can be redeemed (called away) by the issuing bank prior to their stated maturity, usually within a given time frame. Callable investments are subject to reinvestment risks.

Dividend yield investing may not be suitable for all investors. You should never invest solely on the basis of dividends. Higher dividends are not indicative of the quality of an investment. Additionally, higher dividends will result in lower retained earnings. As dividend yields may not be sustainable, income investors must be sure to analyze an investment carefully and their ability to sustain market fluctuations. Investments paying dividends do not carry lower risk. Dividend payments are not guaranteed by the issuing entity. The issuer can discontinue the dividend at any time. 

This site is published for residents of the United States and is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security or product that may be referenced herein. Persons mentioned on this website may only offer services and transact business and/or respond to inquiries in states or jurisdictions in which they have been properly registered or are exempt from registration. Not all products and services referenced on this site are available in every state, jurisdiction or from every person listed.   

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