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Certified Financial Planner Board of Standards Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design), and CFP® (with flame design) in the U.S., which it authorizes use of by individuals who successfully complete CFP Board's initial and ongoing certification requirements.

Securities offered through Osaic Wealth, Inc.. Member FINRA/SIPC.  Advisory Services offered through Osaic Wealth, Inc., Inc.  Cornell Financial, Inc., Frank Cornell Associates, Inc.,& Haick Financial Group are not affiliated with Osaic Wealth, Inc. or Osaic Wealth, Inc..

This communication is strictly intended for individuals residing in the states of CA, CO, DE, FL, GA, HI, IN, IA, KY, MA, MD, MI, MN, MT, NV, NH, N, NC, OH, PA, SC, TN, TX, VA, WV, WI, and DC. No offers may be made or accepted from any resident outside the specific state(s) referenced.

IMPORTANT CONSUMER INFORMATION
A broker-dealer, investment financial professional, BD agent, or IA rep may only transact business in a state if first registered, or is excluded or exempt from state broker-dealer, investment adviser, BD agent, or IA registration requirements as appropriate. Follow-up: individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion. For information concerning the licensing status or disciplinary history of a broker-dealer, investment, adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.