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David Howell is licensed in FL, GA, IL, KS, KY, NC, NM, NY, TN, TX, VA, and WI to offer insurance products, and life insurance (including variable life), annuities (including variable annuities), and is securities registered in AL, CA, CT, FL, GA, IA IL, IN, KS, KY, NC, NM, NY, OH, PA, SC, TN, TX, VA, and WI.

Kayla Fortanel is licensed in GA and TN to offer insurance products, and life insurance (including variable life), annuities (including variable annuities), and is securities registered in AL, AR, GA, IL, KY, MS, TN.

Martin Pyle is licensed in TN and KY  to offer insurance products, and life insurance (including variable life), annuities (including variable annuities), and is securities registered in TN, CT, IN, KY and WA.

This site is not a solicitation of interest in any of these products in any other state.

IMPORTANT CONSUMER INFORMATION: David Howell, Martin Pyle, Kayla Fortanel, may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or only if they are excluded or exempted from the state's registration requirements.  Follow-up, individualized responses to consumers in a particular state by David Howell, Martin Pyle, Kayla Fortanel, that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized invest advice for compensation, as the case may be, shall not be made without first complying with the state's requirements, or pursuant to an applicable state exemption or exclusion.  For information concerning the licensure status or disciplinary history of a broker-dealer, investment adviser, BD agent, or IA representative or any financial institution they represents, contact your state securities law administrator.

Insurance products issued by Principal National Life Insurance Company (except in NY), Principal Life Insurance Company® and the companies available through the Preferred Product Network, Inc.  Securities and advisory products offered through Principal Securities, Inc., Member SIPC.  Referenced companies are members of the Principal Financial Group®, Des Moines, IA 50392.  David Howell, Martin Pyle, Kayla Fortanel, Principal National and Principal Life Financial Representatives, Principal Securities Registered Representatives, Financial Advisors. Freedom Planning Partners is not an affiliate of any company of the Principal Financial Group®

Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®  and CFP®  (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

AIF® (Accredited Investment Fiduciary®) is an educational designation only, obtained by the holder by completing the requisite coursework.  The designation does not mean the holder is acting in a fiduciary capacity.

Principal Life maintains certificates of authority to transact insurance in all 50 states.  Principal Life NAIC identification number is 61271.  Principal National NAIC identification number is 71161.