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This publication or newsletter is of Glad Financial Services, Inc. The firm is registered as an investment adviser with the State of Tennessee and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Registration as an investment adviser does not constitute an endorsement of the firm by securities regulators nor does it indicate that the adviser has attained a particular level of skill or ability. Content was prepared by Broadridge Investor Communications Solutions, Inc.

Content should not be regarded as a complete analysis of the subjects discussed and should not be viewed as personalized investment advice or as an offer to buy or sell the securities mentioned. All investment strategies have the potential for profit or loss.

The tax and legal information contained in this newsletter is general in nature and should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation.

This communication is strictly intended for individuals residing in the state(s) of TN. No offers may be made or accepted from any resident outside the specific states referenced.