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Securities offered through Osaic Wealth, Inc., member FINRA/SIPC. Investment advisory services offered through Sagemark Consulting, a marketing name for Osaic Wealth, Inc. Osaic Wealth, Inc. is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth, Inc. This communication is strictly intended for individuals residing in the states of (AZ, CA, CO, DE, FL, GA, IL, MD, MA, MI, MN, MO, NE, NH, NJ, NY, NC, PA, SC, VT, VA, WY) No offers may be made or accepted from any resident outside the specified state(s) referenced.

This information is for general use with the public and should not be construed as investment, legal retirement or tax advice. Osaic Wealth, Inc. and its representatives do not offer tax or legal advice. Individuals should consult their tax or legal professionals regarding their specific circumstances.

*Associated persons of Osaic Wealth, Inc. who hold a JD and/or CPA license do not offer tax or legal advice on behalf of the firm.

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