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Representatives of Focused Financial are licensed in AK, AL, AR, AZ, CA, CO, FL, GA, IN, LA, MA, MD, MI, NC, NJ, NY, OH, OK, PA, SC, TN, TX, VA, WA, WV and WY to offer insurance products, life insurance (including variable life), annuities (including variable annuities), and is registered to offer securities and advisory services through Principal Securities, Inc. In AK, AL, AZ, CA, CO, CT, DC, FL, GA, IN, KY, MA, MD, MI, MN, MO, NC, NJ, NY, OH, OR, SC, TN, TX, VA, WA and WV.

AIF® (Accredited Investment Fiduciary®) is an educational designation only, obtained by the holder by completing the requisite coursework. The AIF Designation does not mean the holder is acting in a fiduciary capacity.

 This site is not a solicitation of interest in any of these products in any other state.

Recommendations made by the CDFA® (Certified Divorce Financial Analyst®) professional for the purchase of products and services are not part of the divorce-planning services provided by the CDFA® professional.

 IMPORTANT CONSUMER INFORMATION: Representatives of Focused Financial may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or only if they are excluded or exempted from the state's registration requirements.  Follow-up, individualized responses to consumers in a particular state Focused Financial representatives that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized invest advice for compensation, as the case may be, shall not be made without first complying with the state's requirements, or pursuant to an applicable state exemption or exclusion.  For information concerning the licensure status or disciplinary history of a broker-dealer, investment adviser, BD agent, or IA representative or any financial institution they represents, contact your state securities law administrator.

Insurance products issued by Principal National Life Insurance Company (except in NY), Principal Life Insurance Company® and the companies available through the Preferred Product Network, Inc.  Securities and advisory products offered through Principal Securities, Inc., Member SIPC.  Referenced companies are members of the Principal Financial Group®, Des Moines, IA 50392.  Michael E. Johnson, Stephen Northington, Kevin W. Smith, Joni Beachly and Parker Smith Principal National and Principal Life Financial Representatives, Principal Securities Registered Representatives, Financial Advisors.  Elena Funk, Principal National and Principal Life Financial Representative.  Elena Funk is not registered to sell securities and advisory products or services through Principal Securities, Inc.  Focused Financial is not an affiliate of any company of the Principal Financial Group®

Principal Life maintains certificates of authority to transact insurance in all 50 states.  Principal Life NAIC identification number is 61271.  Principal National NAIC identification number is 71161.