| Physician Financial Services | 
| 225 Broadhollow Road, Suite 105 
          Melville,
          NY
          
            11747
          
         | 
| Phone: (516) 677-6211 or Toll-Free at (800) 481-6447 |  | Fax: (516) 269-7700 | 
| www.PhysicianFinancialServices.com |  | Lkeller@physicianfinancialservices.com |