American Heritage Financial

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Carl D. Cornaglia and Edgar M. Hawkins III are registered with and offers securities through Kovack Securities, Inc. Member FINRA, SIPC. . 6451 North Federal Hwy, Suite 1201, Ft. Lauderdale, FL 33308 (954) 782-4771. Advisory Services offered through Kovack Advisors, Inc. a SEC registered investment advisory firm. American Heritage Financial is not affiliated with Kovack Securities, Inc. or Kovack Advisors, Inc. Registered Representatives may only conduct business with residents of the states and/or jurisdiction for which they are properly registered. Linked sites are strictly provided as a courtesy. Kovack Securities, Inc. does not guarantee, approve nor endorse the information or products available at the sites, nor do links indicate any association with or endorsement of the linked sites by Kovack Securities, Inc. nor Kovack Advisors, Inc.

The Form CRS is located at: http://kovacksecurities.com/Form_CRS.pdf

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