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Advisory Services offered thru Bayworth Capital, an Independent Registered Investment Advisor. Bayworth Capital and Smart Solutions for Insurance & Retirement Plans are not affiliated.  No client or potential client should assume that any information presented or made available on or through this website should be construed as personalized financial planning or investment advice. Personalized financial planning and investment advice can only be rendered after engagement of the firm for services, execution of the required documentation, and receipt of required disclosures. Please contact the firm for further information.