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Investment advisory services offered by Bay Colony Advisors, a registered investment advisor, doing business as Emerald Wealth Advisors.   No Advice may be rendered by Bay Colony Advisors, d/b/a Emerald Wealth Advisors unless a client service agreement is in place.  Bay Colony Advisors d/b/a Emerald Wealth Advisors does not provide accounting, tax, or legal advice. Insurance is offered separately by David J. Boczar, CFP®, CFA as an independent insurance agent.  Bay Colony Advisors does not supervise the insurance activities of Emerald Wealth Advisors or David J. Boczar, CFP®, CFA.  Bay Colony Advisors principal Office:  86 Baker Avenue Extension, Suite 310, Concord, MA 01742.  Phone: 978-369-7200.