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"Divyendu Singh" is agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AL, AZ, CA, GA, IL, IN, MD, PA, TX, OH and VA. No insurance business may be conducted outside tthese states referenced.

"Divyendu Singh" is/are a Registered Representative(s) of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, a New York Life Insurance Company. In this regard, this communication is strictly intended for individuals residing in the state of Texas. No offers may be made or accepted from any resident outside the specific state(s) referenced.