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Investment Advisory Services offered through LIFETIME FINANCIAL INC, a Registered Investment Advisor. 

Insurance and other financial products are sold separately through

SSG Solutions Financial & Insurance Services LLC. 

Neither Lifetime Financial, Inc nor SSG Solutions FIS LLC, provide any specific tax or legal advice. For specific recommendations please consult with a qualified, licensed tax or legal advisor as only guidance is provided in these areas. Past performance is no guarantee of future results and your results can and will vary. Investments are subject to risk, including market and interest rate fluctuations. Investors can and do lose money and unless otherwise noted investments are not guaranteed. Information provided is for educational purposes only and is not intended for the sale or purchase of any specific securities product, service or investment strategy. 

BE SURE TO FIRST CONSULT WITH A QUALIFIED FINANCIAL ADVISER, TAX PROFESSIONAL, OR ATTORNEY BEFORE IMPLEMENTING ANY STRATEGY OR RECOMMENDATION DISCUSSED HEREIN.