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*Securities and investment advisory services offered through Osaic Wealth, Inc., member FINRA/SIPC and a registered investment adviser.  Certain insurance products offered through Diversified Financial Group, LLC an entity not affiliated with Osaic Wealth, Inc. or registered as a broker/dealer or investment advisor.

This communication is strictly intended for individuals residing in the states of AL, AR, AZ, CA, FL, IL, KS, MI, MO, MS, NC, OR, PA, SC, TN, WA.  No offers may be made or accepted from any resident outside the specific states referenced.

IMPORTANT CONSUMER INFORMATION  -  A Broker/dealer, investment adviser, BD agent, or IA rep may only transact business in a state if first registered, or is excluded or exempt from state broker/dealer, investment adviser, BD agent, or IA registration requirements as appropriate.  Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with approrpiate registration requirements or an applicable exemption or exclusion.  For information concerning the licensing status or disciplinary history of   a broker/dealer, investment adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.