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David J. Duchene, (California Insurance License # 0D07375), is an agent of and licensed to sell insurance through New York Life Insurance Company and is licensed with various other independent unaffiliated insurance companies in the states of Minnesota, California, Michigan, Wisconsin, New York, West Virginia, Iowa and Florida. No insurance business may be conducted outside those states referenced.

David Duchene, (California Insurance License # 0D07375),  is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC,  3600 Minnesota Drive, Suite 100, Edina, MN 55435,Tel: (952) 897-5000, Member FINRA/SIPC, a licensed insurance agency. In this regard, this communication is strictly intended for individuals residing in the states of Minnesota, California, Michigan, Wisconsin, New York, and West Virginia. No offers may be made or accepted from any resident outside the specific state referenced. NYLIFE Securities LLC is a New York Life Company.

 
*David Duchene is also separately registered as an investment adviser representative with Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the states of Minnesota, California, Michigan, Wisconsin, New York, and West Virginia. As such, these services are strictly intended for individuals residing in the specific state referenced. Eagle Strategies LLC is a New York Life Company.