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Mark J. Pratt is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the state(s) of California. No insurance business may be conducted outside this/these state(s) referenced.

Mark J. Pratt is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, A Licensed Insurance Agency, In this regard, this communication is strictly intended for individuals residing in the state of California. No offers may be made or accepted from any resident outside the specific state referenced.

Pratt Financial & Insurance Services is not owned or operated by NYLIFE Securities LLC or its affiliates. Neither Pratt Financial & Insurance Services, its employees nor NYLIFE Securities LLC or its affiliates and representatives render tax, legal or accounting advice.  Please consult your professional advisors regarding your particular situation.

Mark J. Pratt is also separately registered as an investment adviser representative under Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the states of CA. As such, these services are strictly intended for individuals residing in CA. CA Insurance License No. 0669221