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Derek Ng is a Registered Representative of, and securities are offered solely by Equity Services, Inc., Member FINRA/SIPC, One National Life Drive, Montpelier, VT 05604. (800) 344-7437. All entities and individuals referenced are independent of Equity Services, Inc. unless otherwise noted. Derek is licensed to sell securities in California. He is also insurance-licensed in California. CA Insurance Agent License 0D27155. Insurance products and services offered through Strategic Horizon Insurance and Financial Services doing business as Strategic Horizons, Inc.

We do not offer tax or legal advice. For advice concerning your own situation, please consult with your appropriate professional advisor. TC99407(0118)