Long-Term Care Insurance

Rob Higgins AIF® is licensed in NC, CA, FL, GA, and SC to offer insurance products, and life insurance (including variable life), annuities (including variable annuities), and is registered to offer securities and investment advisory services through Principal Securities, Inc. in  AL, AZ, CA, CT, CO, FL, GA, IN, LA, MD, ME, MI, MN, MO, MT, NV. NC, ND, NJ, NY,  SC, SD, UT, VA, and WI.   

This site is not a solicitation of interest in any of these products in any other state.

AIF® (Accredited Investment Fiduciary) is an educational designation only,  obtained by the holder by completing the requisite coursework. The AIF® designation does not meant the holder is acting in a fiduciary capacity.

IMPORTANT CONSUMER INFORMATION: Rob Higgins AIF® may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or only if he is excluded or exempted from the state's registration requirements.  Follow-up, individualized responses to consumers in a particular state by Rob that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for compensation, as the case may be, shall not be made without first complying with the state's requirements, or pursuant to an applicable state exemption or exclusion.  For information concerning the licensure status or disciplinary history of a broker-dealer, investment adviser, BD agent or IA representative or any financial institution he represents, contact your state securities law administrator.

Insurance products from the Principal Financial Group® are issued by Principal National Life Insurance Company (except in New York) and Principal Life Insurance Company. Securities and advisory products offered through Principal Securities, Inc., member SIPC.  Principal National, Principal Life and Principal Securities are members of the Principal Financial Group®, Des Moines, IA 50392. Robert Higgins AIF®, Principal National and Principal Life Financial Representative, Principal Securities Registered Representative, Financial Advisor. Fulcrum Capital Partners is not an affiliate of any company of the Principal Financial Group®.

Principal Life maintains certificates of authority to transact insurance in all 50 states.  Principal Life NAIC identification number is 61271.  Principal National NAIC identification number is 71161.