Foundation Financial Concepts, LLC - Disability Income Insurance : Quote Request

Quincy Office Hopkinsville Office info@foundationfinancialconcepts.com

2240 Broadway Street The Press Business Center

1618 East 9th Steet, Suite 202

Quincy , IL 62301 Hopkinsville , KY 44240

Phone: 217-214-9000 Phone: 270-984-8322

This site is for informational purposes only and does not constitute individual investment advice.

Securities are offered through Concorde Investment Services, LLC (CIS), member FINRA/SIPC. Advisory services are offered through Concorde Asset Management, LLC (CAM), an SEC-registered investment adviser. Insurance products are offered through Concorde Insurance Agency, Inc. (CIA). Foundation Financial Concepts is independent of CIS, CAM, and CIA, all of whom are unaffiliated with third-party sites, cannot verify the accuracy of, nor assume responsibility for any content of linked third-party sites. Information available on third-party sites is for informational purposes only.

This site is published for residents of the United States only. Representatives may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed until appropriate registration is obtained or exemption from registration is determined. Not all of the services referenced on this site are available in every state and through every advisor listed. For additional information, please contact us at ofcmgr@foundationfinancialconcepts.com.

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Foundation Financial Concepts, CIS, CAM, and CIA do not offer legal or tax advice. Please consult the appropriate professional regarding your individual circumstance.

Investors are advised to consider the investment objectives, risks, and charges, and expenses of the variable annuity and its underlying investment options carefully before investing. The applicable prospectuses for the variable annuity and its underlying investment options contain this and other important information. Please call the product sponsor for free prospectuses. Read them carefully before investing or sending money. Products and features are subject to state availability.

Investing in alternative assets involves higher risks than traditional investments and is suitable only for sophisticated investors. Alternative investments are often sold by a prospectus that discloses all risks, fees, and expenses. They are not tax efficient, and an investor should consult with their tax advisor prior to investing. Alternative investments have higher fees than traditional investments, and they may also be highly leveraged and engage in speculative investment techniques, which can magnify the potential for investment loss or gain and should not be deemed a complete investment program. The value of the investment may fall as well as rise and investors may get back less than they invested.

The investment return and principal value of the variable annuity investment options are not guaranteed. Variable annuity sub-accounts fluctuate with changes in market conditions. The principal may be worth more or less than the original amount invested when the annuity is surrendered.

Insurance product guarantees are based on the claims-paying ability of the issuing company and assume compliance with the product's benefit rules, as applicable.

There are retirement account risks that could diminish investor returns, such as, but not limited to: low interest rates, market volatility, withdrawal timing and sequence of returns risk, government policy uncertainty and increased longevity. Prospective investors should perform their own due diligence carefully and review the “Risk Factors” section of any prospectus, private placement memorandum or offering circular before considering any investment.