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Securities offered through Registered Representatives of Kestra Investment Services, LLC (Kestra IS), Member FINRA/SIPC. Investment Advisory Services offered through Investment Advisor Representatives of Kestra Advisory Services (Kestra AS), an affiliate of Kestra IS. Innovative Benefits Consulting  is a member of PartnersFinancial, a member firm of NFP Insurance Services, Inc. (NFPISI), an affiliate of Kestra IS and Kestra AS. Innovative Benefits Consulting is not affiliated with Kestra IS, Kestra AS, or NFPISI. 

Kestra IS or Kestra AS do not provide tax or legal advice.  Any decisions whether to implement these ideas should be made by the client in consultation with professional financial, tax, and legal counsel.

This site is published for residents of the United States only.  Registered Representatives of Kestra Investment Services, LLC and Investment Advisor Representatives of Kestra Advisory Services, LLC, may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed.  For additional information, please contact the Kestra Investment Services Compliance Department at 512-697-6000.