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"Terry Elmore" is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the state of Illinois.  No insurance business may be conducted outside this state referenced.

"Terry Elmore" is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a registered broker-dealer. In this regard, this communication is strictly intended for individuals residing in the state of Illinois. No offers may be made or accepted from any resident outside the state of Illinois.

"Elmore Financial Services"  is not owned or operated by NYLIFE Securities LLC, or its affiliates.